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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

I want to extend a heartfelt thank you to you and your team for all the help with my recent purchase. I especially want to recognize, all of the staff who was absolutely fantastic throughout the entire process. I truly appreciate the dedication and hard work! My Regards, Oretha Cross

Oretha Cross
Atlanta, GA

5 out of 5

Experience.com Star Rating

I had to move on short notice due to personal reasons, and I only had 14 days to make it happen. Despite the time constraints, the entire process was incredibly smooth and efficient. The team was professional, informative, and supportive throughout. I highly recommend their services—100% satisfaction!

Luis Mariano Cabrera Hernandez
Peachtree City, GA

5 out of 5

Experience.com Star Rating

Element Home Loans / Jake Williams were incredible. This is our second time doing a mortgage or refinance through him and we are so grateful for how communicative, positive, expeditious and informative he is!

Kathryn Hope Lucktenberg
Spartanburg, SC

5 out of 5

Experience.com Star Rating

While the experience of preparing all my information was very stressful, in part due to my self-employment status, Ray and team were efficient, dilligent, and extremely infomative. Friendly, professional, and understanding.

Judith Rae Argue
Newnan, GA

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The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Element C.A.R.E.S.